Meet Our Planning Team

Cathey L. Paine, CEP, CLTC, CBEC®

818.540.6945

Cathey L. Paine is a highly experienced Select Planner with Sagemark Consulting Private Wealth Services, a preeminent group of financial planners within Lincoln Financial Advisors Corp., who have unparalleled experience in wealth management, business continuity and sophisticated wealth transfer strategies. Cathey has been working with high value affluent clients on a personal and strictly confidential basis throughout the United States for almost 20 years. She is a firm advocate of the "team" approach and the unique ability of her elite team of Sagemark professionals to help serve the specialized financial planning needs of her clients.

Cathey is also a member of The Resource Group, an invitation only, nationwide network of top 200 financial planners within Lincoln Financial Advisors Corp. serving highly affluent clients.

Cathey has been a frequent lecturer in Southern California on the topics of wealth preservation, tax efficient investing, and the unique challenges of long term care needs. She is an Investment Advisor Representative with Lincoln Financial Advisors Corp. and has earned the Certified Estate Planner designation. She also holds the FINRA Series 7, 6, 63, 2, and 26 securities registrations as well as Life Insurance, Disability and Long Term Care Insurance licenses.

An avid sailboat racer, she served on the Board of Directors for Anacapa Yacht Club for four years and is also an active member in her community's South Bank Community Council.

Her inclination to help others caused her to spend several months working in villages in Africa, contributing books and sports equipment to the village schools. In 2004, she made her first trip to Cambodia and Vietnam where she worked with land mine victims and most particularly, the bereft children who live in Steung Meanchey, otherwise known as the Phnom Penh garbage dump. As a result of her efforts, she was asked to serve on the Board of Directors of the Cambodian Children's Funds, a position she held for 5 years. She regularly visits the three girls she found living in the garbage dump, Hoeum, Horn, and Meas Saras, and after becoming their sponsor, they are now three healthy and happy girls living and attending school at the CCF.

Cathey Paine, of Lincoln Financial Advisors, Among Top 500 Financial Advisors in U.S. Selected to Attend Barron's Top Women Advisors Summit



Matthew E. Roberson, CFP®, CBEC®

408.879.4221

Together with the members of my staff, I have the experience to help solve complex financial problems, the resources to keep you informed as worldwide economic forces change and the commitment to provide advice that makes a difference.

As a representative of Sagemark Consulting, a division of Lincoln Financial Advisors Corp., my job is to help business owners, professionals, executives, and retirees through the ever-changing maze of estate, business transfer, retirement and investment problems.

Each of my individual and business clients has unique needs. My primary role is to understand your situation, then provide you with the information, advice, and solutions you need to make the appropriate decisions about your financial future. Working with you, I'll focus on your needs and goals. After analyzing your financial situation, I'll develop a range of financial planning strategies for you to consider. Where appropriate, these specialized strategies can include a variety of both insurance and investment recommendations. Once you decide on a direction, I will collaborate with your other advisors to implement your financial plan to ensure any gaps in financial planning and identify potential missed opportunities in a coordinated effort that benefits you.

This comprehensive strategy has helped many of my clients get from where they were to where they want to be financially. It has also helped me earn their trust and confidence, which is what I strive for as a financial professional.

Professional Certifications, Designations and Affiliations

  • CERTIFIED FINANCIAL PLANNER™ Practitioner certification, CFP®, American College

  • CERTIFIED BUSINESS EXIT CONSULTANT designation, CBEC®, Pinnacle Equity Solutions Specializations

  • Comprehensive Financial Planning

  • Employee Stock Option Strategies

  • Retirement Planning

  • Estate Planning

  • Comprehensive Financial Planning

  • Business Succession Planning

  • Non-qualified Fringe Benefits for Executives and Business Owners

  • Pension Plan Design

  • Economic Modeling


Personal Information

Matt graduated from Santa Clara University, with a BS in Political Science, pursuing the Pre-Law emphasis. In 1997, Matt interned at Everen Securities, then continued full time post graduation. In 2000, Matt decided to pursue the field of comprehensive financial planning to help with affairs surrounding his family’s business, joining Sagemark Consulting to head the investment area of C Solutions/Lincoln Financial Advisors. Matt became one of the youngest to earn the CERTIFIED FINANCIAL PLANNER(TM) certifications in the county and continues to lead the firm in educating advisors, CPAs, and attorneys sophisticated concepts. Originally from Sacramento, Matt now lives in Los Gatos, CA with his wife, Kristi, and two kids, Lauren and Joseph. Matt, an Eagle Scout, enjoys sports, outdoors activities, flying, going on walks with his two dogs, and the occasional philosophy book.



Derek B. Ferriera, CFP®, CLU®, ChFC®, REBC®, CBEC®

408.879.4211

Derek B. Ferriera understands:

  • Your desire to reach financial independence with certainty and tax efficiency.

  • Your desire to recruit, retain, and reward key employees for their hard work and dedication.

  • Your need to be equitable in the business you built with your partner.

  • Your hope to leave a legacy within your family or community after you are gone.

  • That while you are busy taking care of everyone else in your life, he can help take care of you.


Derek Ferriera is committed to understanding your situation and customizing a comprehensive financial plan to help toward achieving your goals. Whether you are an executive at a Fortune 500 company, a small business owner, the bread winner of your family or a company ready to go public, Derek and his team can help you translate your goals into action steps. Derek is a motivating catalyst to take the words from the plan into immediate action.

Derek brings over 30 years of experience to his clients. For many of the 30 years, Derek also coached and developed financial planners to help build successful practices. This provides Derek the depth and breadth of financial planning strategies that will optimize the various objectives his clients desire to reach. His experience on thousands of cases provides his clients the benefit of knowing that their financial plan will run through multiple design sessions before the appropriate options are presented to the client.

Derek is an active member of the financial planning community and keeps abreast of changes and innovations in the industry. He holds the following designations, certifications and affiliations listed below:

  • CERTIFIED FINANCIAL PLANNER™ Practitioner certification, CFP®, 1990 College of Financial Planning, Denver

  • Life Underwriting Training Council Fellow designation, LUTCF, 1991

  • Agency Management Training Council AMTC, 1991

  • Chartered Life Underwriter designation, CLU, 1993, American College, Bryn Mawr, PA

  • Registered Employee Benefits Consultant designation, REBC, 1998

  • Certified Fund Specialist designation, CFS, Institute of Business & Finance, 1998

  • Board Member of Society of Financial Service Professionals (SFSP)

  • Member of International Association for Financial Planning, IAFP

  • Member of American Society of CLU/ChFC

  • Board Member of The Resource Group of Lincoln Financial Advisors, an invitation only nationwide network of the top 200 financial planners with Lincoln Financial Advisors Corp.


As a graduate of Cal Poly State University, San Luis Obispo, Derek began his career in 1984 spending time with John Hancock and more recently with C Solutions/Lincoln Financial Advisors. Prior to 1984, Derek worked for a nationally known real estate syndication firm running a 200+ unit garden apartment development. Derek has lived in the Bay Area for many years and enjoys sports, music, and travel. Derek and his wife Karen currently reside in Morgan Hill and have two children, Andrea and Alex, two dogs and two cats.



Peter B. Robertson, ChFC

949-474-6841

Peter has been a financial planner for over 25 years. He is owner of his financial planning practice and is affiliated with Sagemark Consulting / Lincoln Financial Advisors. He is a founding member and the current Chairman of The Resource Group, a national association, within Lincoln Financial Advisors, of top planners serving highly affluent clients. Peter specializes in Estate Planning, Business Succession Planning, and Wealth Management. He is an approved continuing education instructor for the CFP Board, CLU/ChFC and CPE/CPA.

Peter completed his Chartered Financial Consultant's professional designation in 1991. He holds Series 6, 7, 22, 63 registrations and Life Insurance licenses. He received Sagemark Consulting / Lincoln Financial Advisors highest annual planning honor, Top of the Council, most recently in 2011 based on sales, quality of service and commitment to Lincoln's principles.

Peter is active in the Boy Scouts of America. In the summer of 2009 he and his youngest son completed an eight day Boy Scout hike in the Sierras that included summiting Mt. Whitney (the same hike he completed with his oldest son in 2006). Peter enjoys fitness swimming and climbing mountains. Peter and his family are also active in high school club level swimming, college water polo and their church.



ROBERT E. APPEL, J.D.*, LL.M., MBA

Second Vice President of National Design/Advanced Planning

  • Member of the American and Connecticut Bar Associations.

  • B.S. degree (Accounting and Finance) from Central Connecticut State University; J.D. degree from the University of Bridgeport School of Law; M.B.A. (Finance) degree from the University of Connecticut; and LL.M. (Taxation) degree from Boston University School of Law.



TIMOTHY S. JOHNSON, J.D.*, CRPC

Chief Investment Strategist

  • Areas of expertise include fixed-income, equity allocations, alternative investments and affluent wealth management.

  • BA in Political Science from Lipscomb University in 1981and graduated from Vanderbilt University School of Law. Holds a Series 7 registration.



DIANNA PARKER, CFP®

Director of Planning

  • Primary area of expertise: Broad knowledge of complex estate planning, business succession planning and retirement planning concepts. Frequently hosts a variety of nationally disseminated educational sessions focused on current tax law and financial planning strategies.

  • Summa cum laude, Master's degree graduate from Southern Methodist University.



MARY T. YOUNG, CFP®, ChFC®, CRPC®

Director of Financial Advisory Services


  • Areas of expertise include high net worth estate distribution strategies, senior executive compensation, tax return analysis, and retirement planning.

  • Bachelor’s degree from The University of Connecticut and an Associate’s degree from Manchester Community College.



DOUGLAS B. RICHMOND

Director, Sagemark Consulting Private Wealth Services

  • Primary area of expertise lies within the personal risk management area where he is able to deliver unique strategies and tactics supported by strong product selections.

  • Experienced in developing relationships with property and casualty, private banking and stock brokerage representatives, as well as catering to the needs of business owners and individuals who want to address their wealth preservation and estate planning needs.



RUSSELL G. JONES

Executive Director, Sagemark Consulting Private Wealth Services


  • Primary area of expertise is developing key concepts and strategies for the high net worth market.

  • Main platform speaker at the annual conference of the International Association of Financial Planning, the Allied Jewish Federation’s Annual Estate Planning Forum, GAMA International’s LAMP meeting, NAIFA and numerous technical and internal Lincoln business management sessions.



DONNA L. ROWAN, J.D.*, LL.M., CLU®, ChFC®

National Design/Advanced Planning Attorney

  • Expertise in the areas of personal and corporate income taxation, as well as estate, gift and trust taxation. Member of the Connecticut and American Bar Associations.

  • BA degree in English from State University of New York at Buffalo; J.D. from Western New England College School of Law; LL.M. (Taxation) from Boston University School of Law.